JL Smith Insurance Group - Insurance Company in Memphis

Income Replacement: Calculate the amount needed to replace the parent's income for a specified period to maintain the family's standard of living.
Outstanding Debts: Consider the amount needed to pay off outstanding debts, including mortgages, loans, and credit card balances.
Education Costs: Estimate the future cost of your children's education and factor it into your coverage amount.
Funeral Expenses: Account for funeral and burial expenses to ensure your family is not burdened with these costs.

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